CCTV News:In order to achieve the annual development goals, many departments of the country have issued policies to form a "combination boxing" to fight for the economy. The relevant person in charge of the General Administration of Financial Supervision said on the 27th that it will promote insurance funds to better serve people’s livelihood and service development.
The "Several Opinions on Strengthening Supervision and Preventing Risks to Promote the High-quality Development of Insurance Industry" issued not long ago clarified the guiding ideology, main principles and development goals for promoting the high-quality development of China’s insurance industry.
Xiao Yuanqi, deputy director of the General Administration of Financial Supervision, said that by 2029, a high-quality development framework for the insurance industry will be initially formed with steadily expanding coverage, increasingly comprehensive security, continuous improvement of services, stable and balanced asset allocation, sufficient solvency, and sound and effective governance and internal control.
According to reports, in the future, while vigorously developing the third pillar pension insurance, health insurance and universal insurance, we must also develop science and technology insurance and green insurance to help technological innovation and the construction of a modern industrial system.
At present, China’s health insurance business has covered nearly 800 million people. The person in charge said that supporting policy documents for commercial health insurance will be issued to clarify the development direction and path of commercial health insurance in the future, and expand the service population, service fields and service methods.
In terms of endowment insurance, at present, China is developing a multi-level and multi-pillar endowment insurance system, and the third pillar endowment insurance product developed by insurance companies is called commercial insurance annuity. The person in charge said that supporting policies will be promptly introduced, the connotation and extension of commercial insurance annuity will be scientifically defined, and insurance companies will be encouraged to provide rich and varied old-age security and intertemporal financial planning services for the people.
General Administration of Financial Supervision: Accelerating the Establishment of Science and Technology Insurance Policy System
Insurance plays an indispensable role in serving scientific and technological innovation. The head of the relevant department of the General Administration of Financial Supervision said on the 27th that China will establish a scientific and technological insurance policy system and improve the insurance products and service system covering the whole life cycle of scientific and technological enterprises.
According to reports, science and technology insurance is different from ordinary insurance. It has strong professionalism and unique risk characteristics. The General Administration of Financial Supervision will build a multi-party data resource sharing platform, and at the same time cultivate supporting service institutions to promote science and technology insurance to "do it well".
Yin Jiangyan, director of the Property Insurance Supervision Department of the General Administration of Financial Supervision, said: "Innovate technology insurance products around the whole cycle of technology enterprises and the whole process of technological innovation. For example, optimize the first (set) of the first batch of sub-insurance policies and mechanisms, and improve the intellectual property insurance product system, including piloting new types of insurance such as network security insurance and R&D loss insurance. "
The General Administration of Financial Supervision will also work with relevant departments to increase policy support, guide local policy support measures such as innovation reward and compensation mechanism, tax incentives, and risk sharing, and promote the formation of new paths, models, and plans for related technology insurance. At present, Ningbo, Shanghai Lingang, Wuhan East Lake and other places are conducting pilot projects of science and technology insurance, and the General Administration of Financial Supervision will support the promotion of the pilot projects.
The data also shows that this year 1-mdash; In August, the premium of science and technology insurance was 38.8 billion yuan, which provided more than 7 trillion yuan for scientific and technological activities such as scientific and technological research and development, transformation of achievements and popularization and application. Among them, the first (set) of the first batch of secondary insurance compensation mechanisms provided nearly 1 trillion yuan of risk protection for major technical equipment and key new materials applications.
General Administration of Financial Supervision: Optimizing the scope of independent pricing of new energy auto insurance to ease the difficulty of insurance.
In response to the insurance problem of new energy vehicles reflected by some car owners, the person in charge of the relevant departments of the General Administration of Financial Supervision said on the 27th that it is studying and optimizing the range of independent pricing coefficient of new energy auto insurance, exploring the combined products of family car network operation, and exploring the risk sharing mechanism of high-paying vehicles. In addition, information sharing will be promoted with relevant departments to reduce the accident rate of new energy vehicles and reduce maintenance costs.
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